Delhi approves health scheme with Rs 2 lakh annual cover for construction workers
Delhi Lieutenant Governor Taranjit Singh Sandhu has approved a health scheme for registered building and construction workers and their eligible dependent family members, offering cashless treatment and an annual health cover of up to Rs 2 lakh per beneficiary.
The Delhi Building Workers Health Scheme was earlier approved by Chief Minister Rekha Gupta and the Delhi Cabinet, according to a statement issued on Saturday.
"Under the scheme, every registered construction worker and their eligible spouse will receive an annual health check-up, along with cashless outpatient consultation, diagnostics, medicines and inpatient treatment through a network of empanelled hospitals functioning at CGHS rates," the statement said.
The scheme will cover emergency treatment, occupational diseases, chronic illnesses, specialised care, maternal healthcare and rehabilitation. Each beneficiary can avail treatment worth up to Rs 2 lakh annually, subject to an overall family limit of Rs 10 lakh per year.
In case of a worksite accident or medical emergency, beneficiaries can also seek treatment at the nearest non-empanelled hospital. Such a hospital will be deemed provisionally empanelled for the duration of the emergency treatment, the statement said.
More than 2.7 lakh building and construction workers are currently registered as live members with the Delhi Building and Other Construction Workers Welfare (DBOCWW) Board, which was established in 2002 to register workers and administer welfare schemes funded through cess collected from construction employers.
Given the technical and specialised nature of the scheme, it will be implemented through a Project Implementing Agency, which will initially be engaged for three years. The contract may be extended by another year following a performance review, officials said.
The scheme will also provide Mobile Medical Units to transport workers from worksites to empanelled hospitals, facilitate health screenings and raise awareness among beneficiaries.
A dedicated software system will digitally maintain beneficiary records, treatment histories and claims processing, the statement said.
To ensure transparency and financial discipline, claims submitted by the Project Implementing Agency will undergo third-party verification and other checks prescribed by the board before payments are released. Periodic reports will also be submitted to the board to monitor the scheme's implementation and progress.- EndsPublished By: Published On: Sep 12, 2026 16:51 IST
